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Terms of Use
By accessing and/or using this website and any pages thereof ("Site"), you acknowledge that you have read and understood the following important information and that you agree to the terms and conditions set forth therein. If you do not agree to all of the following terms and conditions, do not access or use this Site.

Privacy Principles
Respecting and protecting individual client privacy has been vital to our business. By sharing our Privacy Principles, we trust that our individual clients will better understand how we keep client information private and secure while using it to provide services and products. Other privacy principles or policies may apply to clients of certain Zurich Private Capital businesses in certain jurisdictions, such as in the U.S, clients in Luxembourg or individual clients in Hong Kong. Similarly, Zurich Private Clients who receive information from or transact business via us are covered by the terms and conditions and any privacy notices posted strictly on our website and our documentation.

The information and services provided and described on this Site are not intended for distribution to, or use by any person or entity in any country or jurisdiction where such distribution, or use by any person or entity would be contrary to applicable laws or regulations or would subject Zurich Private Capital or any of its affiliates (each of them and collectively " Zurich Private Capital ") to any registration requirement within such country or jurisdiction. Persons or entities in respect of whom such prohibitions apply must not access or use this Site.

No Offer
The information contained in this Site does not constitute an offer to buy or sell securities of any type. Nothing in this Site should be construed as an offer or the solicitation of an offer to purchase or subscribe or sell any investment or to engage in any other transaction. Furthermore, by offering information, products or services via this Site, no solicitation is made to any person to use such information, products or services in jurisdictions where the provision of such information, products or services is prohibited by law or regulation.

All information contained in this Site has been prepared by Zurich Private Capital / ZPC Holdings on the basis of publicly available information, internally developed data and other sources believed to be reliable. It is for general informational purposes only and should not be considered an individualized recommendation or personalized investment, tax or legal advice. Products and services mentioned or described in this Site may not be available to or suitable for you. You should consult an investment and/or tax advisor concerning your financial situation and tax obligations before making any investment decision. For comfortability and compliance, UK clients should consult an FCA or finma authorised advisor before investing in our offshore investments (to adhere to all FCA guidelines). The minimum investment period is 3 years. Early exits (returns only) from investments forfeits any capital achieved with a fifteen percent redemption fee payable, and must be confirmed in writing to the Central Office which takes 2 days to process and 3 months or more to settle. The information is subject to change without notice.

Reasonable care has been taken to ensure that the materials are accurate and that the opinions stated are fair and reasonable. All opinions and estimates constitute our judgment as of the date of publication and do not constitute general or specific investment advice. For UK clients do remember that commodities in the United Kingdom do not need to be registered or regulated by the FCA. As an Offshore company registered and based in Hong Kong there is no requirement to be registered with the FCA as our operations are based in Hong Kong and Brazil. In Brazil we are regulated by the Ministry of Agriculture. All Zurich Private Capital numbers are unaudited unless otherwise stated. Furthermore, please note that and employees may have interests or positions in relevant securities or may have a relationship with the issuers.

No Warranty
Zurich Private Capital does not warrant the accuracy or completeness of the information and materials provided herein, either expressly or implied, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Zurich Private Capital will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you by this Site. Neither Zurich Private Capital., nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this Site, or resulting from the act or omission of any other party involved in making this Site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Site or this information and material, whether or not the circumstances giving rise to such cause may have been within the control of Zurich Private Capital or of any vendor providing software or services support. In no event will Zurich Private Capital, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Zurich Private Capital or any other party have been advised of the possibility thereof.

Linked Websites
This Site may contain or be linked to advice or statements of third parties. Zurich Private Capital makes no representation as to the accuracy or timeliness of such information, has not and will not review or update such information and cautions you that any use made of such information is at your own risk.

Copyright and all other rights related to the entire content of this Site are reserved by Zurich Private Capital. You may download or print out hardcopies, provided that you mention the source used. Nothing on this Site shall be construed as granting any license or right to use any image, trademark, service mark or logo on this Site. No act of downloading or otherwise copying from the Site will transfer title to any software or other material to you. All other use, in particular reproduction (in whole or in part) and publication requires the prior written consent of Zurich Private Capital and acknowledgement of source.

Please note that all your movements on this Site may be recorded and analyzed for security, marketing and system monitoring purposes, among others. Access to and use of this Site and any parts thereof, and the terms and conditions of this legal information are governed by international offshore management guidelines.

Company No: 725812